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Board of Directors

Key Personnel

Future Planning

Awards & Achievements

PACS

KEY PERSONNEL

S No. Name Designation Mobile No

1 SH. HARJIT SINGH Chairman 9915515401

2 SH. JASPAL SINGH JASSI Managing Director 9872720727

3 SH. SANJEEV KUIMAR GAUR District Manager 9815973730

HEAD OFFICE

Inspection Cell

Sr. No.	Name	Designation	Contact Number
1	SH. LAJPAT RAI	SENIOR MANAGER	9417225457

Investment Cell

Sr. No.	Name	Designation	Contact Number
1	SH. BALWINDER BANGA	SENIOR MANAGER(Role- Investment Incharge)	9781242221
2	SH. DHARMINDER SINGH	ASSISTANT MANAGER (Role- Investment Manager)	94644 86371

Deposit Section

Sr. No.	Name	Designation	Contact Number
1	SH. BALWINDER BANGA	SENIOR MANAGER (Role- Head of Dept)	9781242221
2	SH. DHARMINDER SINGH	ASSISTANT MANAGER (Role- Dealing with other Banks)	94644 86371

Stat Cell

Sr. No.	Name	Designation	Contact Number
1	S. GURDEEP SINGH SIDHU	SENIOR MANAGER (Role- Incharge Statistical Dept)	98154 07541
2	SH. MANPREET SINGH BEDI	ASSISTANT MANAGER	9464676572
3	SH. DINESH KUMAR	ACCOUNANT	78371 08001

Miscellaneous Cell

Sr. No.	Name	Designation	Contact Number
1	S. GURDEEP SINGH SIDHU	SENIOR MANAGER (Role- Incharge of Misc Dept)	98154 07541
2	S. SUKHWINDER SINGH	MANAGER (Role-Caretaker)	94633 63735
3	SH. KANHIYA LAL	ASSISTANT MANAGER	97796 18128

Banker/Clearing Cell

Sr. No.	Name	Designation	Contact Number
1	S. SUKHWINDER SINGH	MANAGER	94633 63735
2	SH. KANHIYA LAL	ASSISTANT MANAGER	97796 18128

Establishment Cell

Sr. No.	Name	Designation	Contact Number
1	S. NIRMALJIT SINGH BAINS	SENIOR MAANGER (Role- BOD Matters)	9417093642
2	S. MANJINDER SINGH	ASSISTANT MANAGER	9815723708
3	SH. SURINDER BRAR	ASSISTANT MANAGER	8699511752
4	MISS JASMEEN KAUR	CDEO	9780308092

Loan Cell

Sr. No.	Name	Designation	Contact Number
1	SH. BALWINDER BANGA	SENIOR MANAGER (Role-Incharge of Dept)	9781242221
2	S. BALWINDER SINGH DHILLON	ASSISTANT MANAGER (Role-Loan Manager)	9464486371

Recovery Cell

Sr. No.	Name	Designation	Contact Number
1

Computer Cell

Sr. No.	Name	Designation	Contact Number
1	S. GURDEEP SINGH SIDHU	SENIOR MANAGER(Role- IT Head)	9815407541
2	SH. PANKAJ ABROL	ASSITANT MANAGER (Role- L1 Application Support)	9465333296
3	MR. MUKESH KUMAR	ACCOUNTANT(Role- Network Support)	9478280426

ATM Cell

Sr. No.	Name	Designation	Contact Number
1	SH. PANKAJ ABROL	ASSITANT MANAGER(Role-SMUI application Support	9465333296
2	MR MUKESH KUMAR	ACCOUNTANT(Role-ATM network support)	9478280426
3	MR. KANMALJIT SINGH	CDEO	7888546940

ATM & NEFT/RTGS Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	ATM Charges	Annual ATM card charges ->1st year free ->2nd year – Rs.100/-	Same Charges
2	ATM Financial Txn	ATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transaction	Same Charges
3	ATM Non-Financial Txn	ATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transaction	Same Charges
4	New ATM card issue charges	1st ATM card is free	Same Charges
5		For reissue of ATM card – Rs.200/-	Same Charges
6	SMS Charges	Rs. 15/- per Quarter	Same Charges
7	RTGS/NEFT charges	No charges	No charges

Bank Gurantee Against Deposit Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Bank Guarantee against deposit	Minimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guarantee	Same Charges

Interest Certificate Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Interest certificate/ Balance certificate	First copy- FreeSubsequent copy- Rs.100/-per copy	No charges

Photo Attestation and Signature Verification Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Photo attestation charges	Rs.50/- for Saving AccountsRs.100/- for Current Accounts	No charges
2	Signatures verification charges	Rs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purpose	No charges

Account Closer Charges Saving/RD

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Account closer charges	Up to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased cases	No charges
2	Closing of RD A/c before maturity	Rs.100/-On account of death of customer no charges should be levied.	Same Charges
3	Penalty for late payment of RD installment	Penalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)	Same Charges

Cash Deposit in Current Account*

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cash deposit in Current Account (except Govt./Coop. Institutions.)	No charges	No charges

Payments under CBS other than Parent Branch

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.	No charges	No charges

Excess Debit Entries Charges in SB Account

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Charges for excess debit entries in SB Account	After 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system,	No charges

Saving/Current Account->Cheque Book Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Cheque Book charges Saving Bank A/c	One cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.	Same charges
2	Cheque Book chargesCurrent A/c	No free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.	Same charges

Saving/Current Account->Minimum Balance Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Maintenanceof Minimum BalanceSaving Bank Deposits	The Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.No charges for Senior Citizens.	No charges
2	Maintenanceof Minimum Balance Current Account	Min. balance Rs.5000/- is to be maintained.Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance.	Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Statement of account All types of accounts.	One statement for current month and proceeding month is free.Rs.50/- per statement for other months of current financial year.Rs.100/- per statement for proceeding financial years.No service charges for statement through own registered E-Mail.	No charges
2	Duplicate Pass Book	First Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.	Same charges

SAFE Custody and Locker Rent Charges

Sr No.	Detail of Services	Applicable Charges (For Customers)	Charges	Applicable Charges {For Bank Staff (Including Retired)}
1	SAFE CUSTODY CHARGES	Charges for sealed cover/envolpe is Rs.300/- per month for per cover/ envolpe.Charges for a box is Rs.600/- per month for per box.		Same Charges
2	LOCKER RENT	Small Locker	900/- p.a.	Concession of 50% charges in Locker rent. All other charges will remain same.
		Medium Locker	1500/-p.a.
		Big Locker	3000/- p.a.
		Extra Large Locker	5000/-p.a.
		No Lien
		Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:
		Small Locker	Rs.100/-
		Medium	Rs.300/-
		Big	Rs.500/-
		Extra Large	Rs.800/-
		* Any default will atract penalty charges for a full quarter.
		*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	STANDING INSTRUCTIONS	Rejection/Failure charges are Rs.50/- per instruction once during a month.For RD account rejection charges are Rs.25/- per instruction once during a month.	No charges
2	STOP PAYMENT INSTRUCTIONAll types of accounts	Per instrument Rs.100/-andRs.50/- for additional each instrument in a single instance.	Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Issuance of Banker cheque/ Pay order/DD	Up to Rs.10000/- Rs.50/- Above Rs 10000/- Rs.50/- plus Rs.3/- per thousand for amount above Rs.10000/- Maximum Rs.10000/- Branch Manager is authorized to waive charges to Govt./Semi-Govt./ Cooperative Institutions, having good amount of deposit.	Every Staff Member is entitled for one free draft/ payorder of any amount in a month
2	Issuance of Duplicate Banker’s cheques/DDs	Rs.100/-	No charges
3	Revalidation/Cancellation Of Pay order/DDs	Rs.50/-	No charges

Cheques/ECS- Outward Inward

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Outward Cheques/Bills returned unpaid	Charges for outward Cheques/Bills Clearing Returns, outward loan Cheques return. Rs.100/- per instrument	Same Charges
2	Inward Cheques/Bills return unpaid	Rs.100/- per instrument.	Same Charges
3	ECS outward and inward clearing return	Rs.100/- per instrument	Same charges

Collection of Outstation Cheques/Bills

Sr No.	Detail of Services	Applicable Charges (For Customers)	Applicable Charges {For Bank Staff (Including Retired)}
1	Collection of Outstation Cheques	Up to Rs. 5000/- Rs 25/- From Rs 5001/- to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/ Rs 100 Above Rs100000/- Rs150/- Above charges are per instrument.	Same charges
2	Collection of Bills	Up to Rs. 10000 Rs. 50/- plus Postal charges Rs. 10001 and above Rs.6/- per thousand, Min 100/- and Max. 12000/- plus postage. No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-	Same charges