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The Nawanshahr Central Cooperative Bank Ltd.

WAY TO BRANCHES

Sr NoName of the branchAddressPhone NoIFSCode
11500-Head Officejasbir autos chandigarg road, Gurudwara Singh Sabha, nr. gaba telecom, Sirsa Colony, Nawanshahr, Punjab 144514, India1823223977UTIB0SNWS01
21501-Main Branch Nawanshahr26V3+25J, Dopalpur, Punjab 144517, India1823509493UTIB0SNWS01
31502-AurBahara-Nawanshahr Road, 3292+PXR, Aur, Punjab 144417, India1823245023UTIB0SNWS01
41503-Allachaur546G+XH8, Khanna – Samrala – Garhshankar Rd, Rasulpur, Punjab 144514, India1823223647UTIB0SNWS01
51504-Banga1, Main Rd, Opp.Civil Hospital, Banga Rural, Punjab 144505, India1823260075UTIB0SNWS01
61505-Behram6V3R+8V8, Behram, Punjab 144504, India1823270227UTIB0SNWS01
71506-Balachaur3874+G7V, Balachaur, Punjab 144521, India1885220149UTIB0SNWS01
81507-Evg. Br. Nawanshahr44F8+QPH, opp. Chaya Book Depot, Pathaka Mohalla, Satgur Nagar, Nawanshahr, Punjab 144514, India1823263177UTIB0SNWS01
91508-Evg. Br. Banga52M2+J4X, Banga-Garhshankar Rd, Banga, Punjab 144505, India1823222196UTIB0SNWS01
101509-Bazid Pur23X3+Q97, Bazidpur, Punjab 144518, India1823257163UTIB0SNWS01
111510-Behloor Kalan2585+M8 Thathiala, Punjab, India1885238136UTIB0SNWS01
121511-Dopal Pur26V3+25J, Dopalpur, Punjab 144517, India1823244617UTIB0SNWS01
131512-Sahiba47R4+5C Sajawalpur, Punjab, India1885232434UTIB0SNWS01
141513-Ghataron4339+598, Ghataron, Punjab 144421, India1823255753UTIB0SNWS01
151514-Garcha32FQ+RP4, opposite Gurdwara Sungh Sabha, Garcha, Punjab 144518, India1823234263UTIB0SNWS01
161515-Ghuman7V56+C95, Ghuman, Punjab 144503, India1823272015UTIB0SNWS01
171516-Gobind Pur94, near Vishkarma Mandir, Vishwakarma Chowk, Sant Pura, Industrial Area- A, Ludhiana, Punjab 141003, India1823281853UTIB0SNWS01
181517-Hakim Pur4WFV+W4Q, Mukandpur Periphery Rd, Mukandpur, Punjab 144507, India1823276062UTIB0SNWS01
191518-Jadla36J8+W3Q, Jadla-Mohali Hwy Link Rd, Jadla, Punjab 144515, India1823253024UTIB0SNWS01
201519-Kathgarh29PJ+R35, Kathgarh, Punjab 144522, India1885250622UTIB0SNWS01
211520-Katarian7W3Q+3QV, Punjab 144503, India1885230060UTIB0SNWS01
221521-Kahma527V+JQV, SH18, Kahma, Punjab 144512, India1823278029UTIB0SNWS01
231522-Karnana42P9+J78, Karnana, Punjab 144513, India1823279014UTIB0SNWS01
241523-Khankhana5X26+X65, KhanKhana, Punjab 144509, India1823275603UTIB0SNWS01
251524-Kultham5RWW+7WQ, Kultham, Punjab 144501, India1823283808UTIB0SNWS01
261525-Langroya4547+8J Langroya, Punjab, India1823250038UTIB0SNWS01
271526-Laroya3XVF+V5 Laroya, Punjab, India1823259029UTIB0SNWS01
281527-Ladhana Jhikka627G+MFR, Ladhana Jhikka, Punjab 144510, India1823263557UTIB0SNWS01
291528-Mukandpur4WGW+RVQ, Main Market Rd, Mukandpur, Punjab 144507, India1823276023UTIB0SNWS01
301529-Mahil Gehlan52XV+MRQ, Mahil Gailan, Punjab 144506, India1823273038UTIB0SNWS01
311530-Mehli6R76+8X8, Mehli, Punjab 144401, India1885283030UTIB0SNWS01
321531-Mazari46CR+9J6, Karawar, Punjab 144526, India1885238290UTIB0SNWS01
331532-Pojewal57WG+C8H, Karimpur Chahwala, Punjab 144524, India1885244608UTIB0SNWS01
341533-Palli Jhikki53PM+38V, Palli Uchi-Palli Jhikki Rd, Palli Uchi, Punjab 144508, India1823273349UTIB0SNWS01
351534-Phambra2XPX+GQV, Phambra, Punjab 144417, India1823245068UTIB0SNWS01
361535-Pathlawa62RC+XXR, Pathlawa, Punjab 144510, India1823281366UTIB0SNWS01
371536-Rahon3447+CX5, main road, Rahon, Punjab 144517, India1823240031UTIB0SNWS01
381537-Rai Pur DabbaFW96+RH Mehmowal, Punjab, India1823279017UTIB0SNWS01
391538-Rakran Dhahan469C+XWM, School Road, Rakran Dhahan, Punjab 144515, India1885238338UTIB0SNWS01
401539-Sugar mills Nawanshahr44M6+X49, Phagwara – Mohali Expy, Saini Colony, Nawanshahr, Punjab 144514, India1823222634UTIB0SNWS01
411540-Sandhwan6WJ2+274, Sandwan, Punjab 144503, India1885270240UTIB0SNWS01
421541-Saroya56HJ+JJ4, Saroya, Punjab 144524, India1885230029UTIB0SNWS01
431542-Sarhal Qazian5W37+J8R, Sarhal Qazian, Punjab 144502, India1823247227UTIB0SNWS01
441543-SujjonMain Rd, 636G+W6C, Sujjon, Punjab 144506, India1823273485UTIB0SNWS01
451544-Tonsa2C3R+R5V, Bana, Punjab 144533, India1881273727UTIB0SNWS01
461545-UsmanPur358H+2P9, Rasulpur Theh, Punjab 144517, India1823244011UTIB0SNWS01
471546-Urapar3X26+HGM, JODR-04, Urapar, Punjab 144422, India1823248032UTIB0SNWS01
481547-Bachhauri478P+5C, Bachhauri, Punjab 144526, India1885273205UTIB0SNWS01

WAY TO ATMs

Sr NoName of the BranchAddress
11501-Main Branch Nawanshahr26V3+25J, Dopalpur, Punjab 144517, India
21502-AurBahara-Nawanshahr Road, 3292+PXR, Aur, Punjab 144417, India
31508-Evg. Br. Banga52M2+J4X, Banga-Garhshankar Rd, Banga, Punjab 144505, India
41519-Kathgarh29PJ+R35, Kathgarh, Punjab 144522, India
51529-Mahil Gehlan52XV+MRQ, Mahil Gailan, Punjab 144506, India
61536-Rahon3447+CX5, main road, Rahon, Punjab 144517, India
71539-Sugar mills Nawanshahr44M6+X49, Phagwara – Mohali Expy, Saini Colony, Nawanshahr, Punjab 144514, India
81541-Saroya56HJ+JJ4, Saroya, Punjab 144524, India

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1ATM ChargesAnnual ATM card charges ->1st year free ->2nd year – Rs.100/-Same Charges
2ATM Financial TxnATM Aquirer (Financial Txn) charges, after 5 transactions – Rs.21/- per transactionSame Charges
3ATM Non-Financial TxnATM Aquirer (Non Financial Txn) charges, after 5 transactions – Rs.7/- per transactionSame Charges
4New ATM card issue charges1st ATM card is freeSame Charges
5For reissue of ATM card – Rs.200/-Same Charges
6SMS ChargesRs. 15/- per QuarterSame Charges
7RTGS/NEFT chargesNo chargesNo charges

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Bank Guarantee against depositMinimum charges Rs.500/-Up to Rs.500000- 2% p.a.Above Rs. 500000 – 1% p.a.Charges to be levied at the time of issuing of guaranteeSame Charges

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Interest certificate/ Balance certificateFirst copy- FreeSubsequent copy- Rs.100/-per copyNo charges

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Photo attestation chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsNo charges
2Signatures verification chargesRs.50/- for Saving AccountsRs.100/- for Current AccountsFree for- Students, Defence forces, War widows, Physically handicap & Signature attestation for ECS purposeNo charges

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Account closer chargesUp to 1 year account Rs.500/-above 1 year account Rs.250/-No charges for deceased casesNo charges
2Closing of RD A/c before maturityRs.100/-On account of death of customer no charges should be levied.Same Charges
3Penalty for late payment of RD installmentPenalty charges to be levied for delayed installments in Recurring Deposit Accounts @ Rs.2/- for Rs.100 p.m. irrespective of periodicity of deposit (Minimum Rs.20/-)Same Charges

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cash deposit in Current Account (except Govt./Coop. Institutions.)No chargesNo charges

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Payments under CBS Other than parent branchCash Payment/Deposits under CBSOther than parent branch customers.No chargesNo charges

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Charges for excess debit entries in SB AccountAfter 30 Manual Debit entries per half year, Rs.5/- per entryshould be debited by system,No charges

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Cheque Book charges Saving Bank A/cOne cheque book containing 20 leaves free per half year Rs.2.50/- per leaf for extra cheque.Same charges
2Cheque Book chargesCurrent A/cNo free cheque book is to be issued. Rs.3.00/- per leaf for each cheque.Same charges

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Maintenanceof Minimum BalanceSaving Bank DepositsThe Customer who does not maintain minimum balance of Rs.500/- and Rs.1000/- withcheque book facility in his account the service charges shall be levied atthe following rates per month:Rs.100/- per month, will be debited every month.No charges for Senior Citizens.No charges
2Maintenanceof Minimum Balance Current AccountMin. balance Rs.5000/- is to be maintained.Rs.300/- per month, will be debited every month for non-maintenance ofminimum balance.Same Charges

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Statement of account All types of accounts.One statement for current month and proceeding month is free.Rs.50/- per statement for other months of current financial year.Rs.100/- per statement for proceeding financial years.No service charges for statement through own registered E-Mail.No charges
2Duplicate Pass BookFirst Pass-Book free.Additional passbooks on completion of previous passbook is also free.Rs.100/- for issuing duplicate passbook on request.Same charges

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}
1SAFE CUSTODY CHARGESCharges for sealed cover/envolpe is Rs.300/- per month for per cover/ envolpe.Charges for a box is Rs.600/- per month for per box.Same Charges
2LOCKER RENTSmall Locker900/- p.a.Concession of 50% charges in Locker rent. All other charges will remain same.
Medium Locker1500/-p.a.
Big Locker3000/- p.a.
Extra Large Locker5000/-p.a.
No Lien
Note: In case of loss of key of the Lockers, actual expenditure incurred for breaking open the locker and changing the lock by manufacturers of lockers, should be recovered from the account holders. Penalty charges per Quarter or part thereof:
Small LockerRs.100/-
MediumRs.300/-
BigRs.500/-
Extra LargeRs.800/-
* Any default will atract penalty charges for a full quarter.
*The rent should become due w.e.f. 1st of succeeding month, in which the locker is leased out. One month may be allowed for payment of rent due.

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1STANDING INSTRUCTIONSRejection/Failure charges are Rs.50/- per instruction once during a month.For RD account rejection charges are Rs.25/- per instruction once during a month.No charges
2STOP PAYMENT INSTRUCTIONAll types of accountsPer instrument Rs.100/-andRs.50/- for additional each instrument in a single instance.Same Charges

Issuance/Cancellation of Banker Cheque /Pay Order/DD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Issuance of Banker cheque/ Pay order/DDUp to Rs.10000/- Rs.50/- Above Rs 10000/- Rs.50/- plus Rs.3/- per thousand for amount above Rs.10000/- Maximum Rs.10000/- Branch Manager is authorized to waive charges to Govt./Semi-Govt./ Cooperative Institutions, having good amount of deposit.Every Staff Member is entitled for one free draft/ payorder of any amount in a month
2Issuance of Duplicate Banker’s cheques/DDsRs.100/-No charges
3Revalidation/Cancellation Of Pay order/DDsRs.50/-No charges

Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Outward Cheques/Bills returned unpaidCharges for outward Cheques/Bills Clearing Returns, outward loan Cheques return. Rs.100/- per instrumentSame Charges
2Inward Cheques/Bills return unpaidRs.100/- per instrument.Same Charges
3ECS outward and inward clearing returnRs.100/- per instrumentSame charges

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}
1Collection of Outstation ChequesUp to Rs. 5000/- Rs 25/- From Rs 5001/- to Rs 10000/- Rs.50/- From Rs10000/- to Rs 100000/ Rs 100 Above Rs100000/- Rs150/- Above charges are per instrument.Same charges
2Collection of BillsUp to Rs. 10000 Rs. 50/- plus Postal charges Rs. 10001 and above Rs.6/- per thousand, Min 100/- and Max. 12000/- plus postage. No collection charges to be levied for collection of local cheques/drafts. However, out of pocket expenses be recovered in full. Collection charges in cases of outstation cheques/bills should be levied on the gross amount of instrument. Further, No charges to be taken from Senior Citizens/pensioners for collection of pension up to Rs 10000/-Same charges

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