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The Nawanshahr Central Cooperative Bank Ltd.

About Us

Future Planning

  1. Embracing Technological Advancements: Implementing cutting-edge technology to enhance customer experiences and streamline operations for increased efficiency. Facility of Internet Banking, mobile banking will be provided in near future
  2. Diversifying Services: Expanding the range of offerings to cater to the evolving needs of members.
  3. Implementing Robust Risk Management: Establishing comprehensive practices to protect the bank’s financial stability and safeguard member investments.
  4. Promoting Financial Inclusion: Initiating outreach programs and workshops with active support from NABARD to ensure that all segments of society, especially underserved populations, have access to formal financial services,
  5. Fostering Collaborations: Partnering with other financial institutions, government agencies, and local businesses to expand services and amplify impact.
  6. Establishing Member Engagement and Feedback Mechanisms: Creating channels for regular communication with members to understand their needs and preferences, ensuring services are tailored effectively.
  7. Adhering to Compliance and Regulatory Requirements: Ensuring strict adherence to legal and regulatory standards to maintain trust and credibility.
  8. Prioritizing a Customer-Centric Approach: Placing the interests and satisfaction of members at the forefront of decision-making and service delivery.
  9. Maintaining Healthy Capital Reserves and Ratios: Ensuring the bank has sufficient financial reserves which is and sound financial ratios to weather economic uncertainties. Certainly bank is best in all the key financial indicators among all DCCBs.
  10. Monitoring Emerging Industry Trends and Technologies: Staying attuned to new developments in the banking industry to adapt and innovate in response to changing market dynamics.

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Saving/Current Account->Cheque Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Saving/Current Account->Minimum Balance Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}

Standing Instructions and STOP Payment Instructions

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Issuance/Cancellation of Banker Cheque /Pay Order/DD

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Cheques/ECS- Outward Inward

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Collection of Outstation Cheques/Bills

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

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