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The Nawanshahr Central Cooperative Bank Ltd.

Loan Interest Rates

 

Loan TypeDetailRate of Interest
Agricultural LoansShort Term Crop Loan7.00%
Medium Term Agriculture Loan
Revolving Cash Credit11.50%
Credit for setting up of Agricultural Service Center11.25%
Pigges of Loan Scheme10.25%
Goat Rearing Loan Scheme10.25%
Fishery Development Scheme10.25%
Bee Keeping Loan Scheme12.50%
Dairy LoanCommercial Dairy Loan11.00%
Mini Dairy Loan11.00%
Education Loan 10.00%
Employee LoansPersonal Loan12.00%
Consumer Durable Loan12.00%
Overdraft facility9.00%
Home LoansRural Housing Loan8.50%
Urban Housing Loan8.50%
Loan against Property14.00%
Loan against rental income9.00%
Mai Bhago Istri Shakti Scheme7.50%
Non Farm Sector LoansEnterpreneur Development Loan Scheme9.50%
Cash Credit Facility to Traders14.00%
Vehicle LoansVehicle for business and personal use10.00%
Second Hand Vehicle Loan11.50%
Two Wheeler Loan to Farmers8.50%
Loan Scheme for Earnest Money
Gold Loan8.00%
JLG Group18.00%

For Senior Citizens

Get Extra interest on Fixed Savings
+0.50% *Conditions Apply
  •  

Fixed Deposit (For Individual)

 

PeriodROI

ATM & NEFT/RTGS Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Bank Gurantee Against Deposit Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Interest Certificate Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Photo Attestation and Signature Verification Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Account Closer Charges Saving/RD

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Cash Deposit in Current Account*

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Payments under CBS other than Parent Branch

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Excess Debit Entries Charges in SB Account

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

Saving/Current Account->Cheque Book Charges

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Saving/Current Account->Minimum Balance Charges

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Account Statement and Duplicate Pass Book Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)Applicable Charges {For Bank Staff (Including Retired)}

SAFE Custody and Locker Rent Charges

Sr No.Detail of ServicesApplicable Charges (For Customers)ChargesApplicable Charges {For Bank Staff (Including Retired)}

Standing Instructions and STOP Payment Instructions

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Issuance/Cancellation of Banker Cheque /Pay Order/DD

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Cheques/ECS- Outward Inward

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Collection of Outstation Cheques/Bills

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